As we all prepare for even more of the Medicare beneficiaries to move under Medicare Advantage-the question is why? Some plans are offering Zero monthly premiums- WOW! Others are offering ‘outside normal healthcare services ‘ -gym memberships, eye glasses, home food deliveries, care managers/calls, telehealth connections. Why? The MA plan forecasts how much each Medicare pt will ‘cost’ with Medicare /tax payer funds paying the per member/per month amt. Limitations: Only ‘community’ coverage -hospitals, providers. Rest = out of network unless emergency. Stay tuned.